Scott has 40 years of investment experience and has been professionally licensed for 28. He has been a Certified Financial Planner™ practitioner since 2004 specializing in comprehensive financial planning – Retirement planning, estate planning, tax-strategy planning, risk management/insurance planning, investment strategy planning for wealth accumulation, & business succession planning. Scott is currently working towards two designations – a Certified Private Wealth Advisor (CPWA) and a Chartered Life Underwriter (CLU).As a CFP® and an Investment advisor representative, Scott is a fiduciary and held to a Fiduciary Standard of Care. This standard puts client’s needs before his or his employer. In his 28 years as a registered professional, Scott has never had any client litigation nor a single letter of complaint. His goal is to help as many people as possible achieve financial security for themselves and their heirs. Scott was born and raised in Southern California. He is married to his wife, Karla, and are blessed with two amazing children, Melika and Dante. They enjoy missionary work when time permits, camping, deep-sea fishing, snorkeling, Kayaking, cooking, BBQ/smoking, gardening, and actively participating in the development of their children. Scott’s favorite Mantras: Never stop learning & help as many people as you can along the way.