Rick has spent his entire professional career of over 25 years helping employees to pursue their retirement goals. He has done this by working with employers to help them to optimize their retirement plan and offering the financial education to their employees. These steps can help his clients’ employees work towards saving sufficiently for retirement. With 30+ years in the retirement plan world and close to 100 corporate clients in Northern California and New England (part of WIA’s more than 1,600 national clients), Rick has the experience necessary to help guide his clients through the maze of regulatory compliance and best practice decisions. In 2010, Rick’s efforts at supporting his clients was recognized by PLANSPONSOR® Magazine as they named him their ‘Retirement Advisor of the Year.’* Prior to founding Northgate Retirement Group in 2006 (which merged into Pensionmark in 2012), Rick was the Vice President of Northern California for Principal Financial and was responsible for sales, marketing, and administrative services for their 1,200+ retirement plan clients. The clients, both “for profit” and “not for profit” ranged in sizes from $1 million in plan assets to hundreds of millions of dollars. Rick graduated from Rollins College with a degree in Economics and has an MBA from Babson College. He is an Investment Advisor Representative and holds Series 6, 7, 26, 63 and 66 registrations. Rick and his wife of over 25 years are bi-coastal between Marin County and Cape Cod with their adult daughter and son. When he is not working with clients, Rick enjoys working out as a ‘Crossfit’ disciple and playing golf with friends and pickle ball with his wife. He has served on the finance committee of his golf club for many years and also coached his daughter’s school basketball team. *PLANSPONSOR’s Retirement Plan Advisor of the Year is based upon nominations by industry professionals and selected based on quantitative evaluation of service levels and feedback from plan sponsor clients. Advisors who have attained the PLANSPONSOR® Retirement Professional Designation receive an automatic nomination.