Fred has worked in the Financial Services industry since 1997. He is currently a Retirement Plan Consultant at Pensionmark Financial Group, LLC, a Registered Investment Adviser, serving both For and Non-Profit corporations throughout the US. Fred has helped many plan sponsors with their Fiduciary Responsibility, Plan Governance, Improving Plan Features, and Enhancing Participant Outcomes. Fred is a Fiduciary on all his corporate accounts, thereby acting in the best interest of his clients. He is currently working with key Financial Partners to help employees create a budget, save into an emergency fund, consolidate high interest rate debt, and successfully plan for retirement and other goals. He strongly believes in a ‘No Employee Left Behind’ approach.EducationFred attended Southern Illinois University, Carbondale and graduated with a B.S. in Workforce Education and Development in 1997. On August 1, 2002, he completed the Chartered Financial Consultant (ChFC) curriculum from the American College located in Bryn Mawr, Pennsylvania. In 2006, Fred graduated from Pepperdine University with an MBA in Finance. In 2012, Fred received the CFP® certification and is constantly learning to stay current with today’s dynamic financial environment. He believes that his commitment to continuing education will allow him to better serve his clients.InterestsIn his spare time, he enjoys travel, hiking, spending time with his 3 daughters and giving back to Veterans Groups. Fred is proud of his military service and is a lifetime member of the Veterans of Foreign Wars (VFW).